Buy now, pay later (BNPL) payment options are increasingly popular, particularly among young consumers. A recent survey from J.D. Power shows that 42% of millennials and Gen Z actively use BNPL loans ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

If you’re starting from scratch or trying to bounce back, building credit doesn’t have to take years. You can open a secured card, pay bills on time and keep your balances low — and start seeing ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you can do to help ...

With BNPL loans exploding in popularity, a change is coming that shows just how mainstream they have become in consumer finance. The way your credit score is calculated may change this fall. The Fair ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. An 800 credit score makes it easier to qualify for ...

Debt consolidation can cut interests costs, but only if your credit score measures up LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been ...

Some people doggedly pursue a perfect credit score: an 850. But they shouldn't. In this stock image, a bullseye is pictured. Getty Images April 13, 2014— -- There are some people in life for whom ...

When she turned 18, Jessica from South Carolina found out her mom had been using her Social Security number since she was a toddler — racking up $186,000 of credit-card debt in Jessica’s name. After ...