Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including ...

One major factor lenders consider when reviewing your mortgage application is your debt-to-income ratio (DTI). Essentially, how much of your paycheck goes toward paying down debts. A lower DTI tells ...

Thanks to rising home prices, American homeowners are sitting on lots of equity these days — about $270,000 on average per homeowner. That equity can be a powerful tool. With a HELOC — or home equity ...