Amy Fontinelle is a freelance writer, researcher and editor who brings a journalistic approach to personal finance content. Since 2004, she has worked with lenders, real estate agents, consultants, ...

Timothy has written about personal finance, including detailed home renovation and repair cost guides, since 2017. His work covers everything from plumbing and roofing to solar and pest control. Find ...

Elysse Bell is a finance and business writer for Investopedia. She writes about small business, personal finance, technology, and more. Erika Rasure is globally-recognized as a leading consumer ...

Factor rates are often used for short-term loans and merchant cash advances but should be converted into APRs to better understand the cost of financing. Many, or all, of the products featured on this ...