Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it ...

Think of your credit score as your money report card. Banks and lenders look at it when you apply for a credit card, a car ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Why are we asking for donations? Why are we asking for donations? This site is free thanks to our community of supporters. Voluntary donations from readers like you keep our news accessible for ...

A positive credit history and a good credit score are important when applying for a bank loan, credit card, job or insurance coverage. If you have poor credit — or no credit at all — you’ll have fewer ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

*Refers to the latest 2 years of stltoday.com stories. Cancel anytime. Just 33 percent of millennials own a credit card, according to a new survey by Bankrate. Many are happy to pay with cash or a ...

ChatGPT is being talked about constantly, but some people might still be wondering exactly how to use it. One thing ChatGPT does really well is simplify concepts. For example, we all vaguely know what ...

The best rates go to those with good credit, but there are still ways to save money if your credit has room for improvementBy ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Many people turn to Buy ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Rowan Jordan / Getty Images If you're ...

It can be challenging to get a loan with a 500 credit score, but some lenders cater to those with lower scores. You can improve your chances of loan approval by offering collateral, demonstrating ...