Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it ...

A high credit score (above 720) means the applicant is trustworthy and the lender can comfortably offer huge amount of loan ...

Mercury reports on steps to build business credit separately from personal credit, enhancing financial independence and ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

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*Refers to the latest 2 years of stltoday.com stories. Cancel anytime. Just 33 percent of millennials own a credit card, according to a new survey by Bankrate. Many are happy to pay with cash or a ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

ChatGPT is being talked about constantly, but some people might still be wondering exactly how to use it. One thing ChatGPT does really well is simplify concepts. For example, we all vaguely know what ...

From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your credit (and what to do about it) — from the experts.

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It can be challenging to get a loan with a 500 credit score, but some lenders cater to those with lower scores. You can improve your chances of loan approval by offering collateral, demonstrating ...