Mercury reports on steps to build business credit separately from personal credit, enhancing financial independence and ...

Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

It's possible to qualify for a credit card if you have bad credit, but expect more limited options, lower credit limits and higher rates. Secured credit cards are designed to help individuals with ...

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop healthy spending habits. Use a student credit card for affordable, ...

Planning to get a mortgage, rent a home, or apply for a rewards credit card? Mortgage lenders, credit card issuers, and landlords usually evaluate an individual’s ability to manage credit and make ...

Use the card to pay for your business expenses, then pay your bill on time and in full to maximize the card’s value. Many, or all, of the products featured on this page are from our advertising ...

The largest benefit of an FD-backed card is that it allows you to build or rebuild your credit history. By making timely payments and keeping credit utilization low, you can enhance your ...

It’s like a savings account that helps your credit while you build it. A bunch of California credit unions and small banks offer these, especially for folks who are new to credit. The key is making ...

If you have a bad credit score — often defined as a score less than 580 — you might find it more challenging to get approved for a credit card. Your options will be more limited than those of someone ...