A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...

Suzanne is a content marketer, writer, and fact-checker. She holds a Bachelor of Science in Finance degree from Bridgewater State University and helps develop content strategies. When you apply for a ...

Credit reports show how you manage your credit accounts, including payment history and current balances. However, not all creditors report to every credit bureau. This means your reports may look ...

TransUnion, one of the three largest credit bureaus in the U.S., has agreed to a $23 million class action settlement to resolve claims it failed to remove disputed hard inquiries from consumers' ...

A recent Federal Trade Commission report reveals that consumers reported losing more than $10 billion to fraud in 2023. This marks the first time that fraud losses have reached this level, which is a ...

Credit agencies, you might say, are akin to nagging parents. They watch and judge from a distance, rewarding responsible behavior and punishing delinquency. And credit scores? They seem a bit like ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

If you want to get ahead of credit card debt and stop making interest payments each month, you have options. I paid about $100 in interest every month when I only made minimum payments, barely ...