Also known as basic form homeowners insurance, the HO-1 policy provides bare-bones coverage for only 10 specific perils, including fire or lightning, windstorm or hail, explosion, riot or civil ...

Delays in the rate approval process have been a recurring concern for insurers operating in California. Several major ...

The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...

For a homeowners policy containing $250,000 in dwelling coverage, the average cost is $1,428 per year. Individual rates may vary depending on the location, size and age of the home, coverage ...

The Center for California Real Estate (CCRE) has released a new exclusive report, Proposed Solutions for California's Homeowners Insurance Challenges, capturing key insights from a recent forum of ...

A homeowners insurance policy covers certain expenses if your home or personal belongings become damaged by covered events. In addition to personal property coverage, home insurance also includes ...

One alternative to short-term rental insurance you may consider is landlord insurance; however, this type of policy is ...

Homeowners insurance can cover expenses after a robbery, fire or other covered event. There are several components to a standard policy: Dwelling coverage: This pays for repairs to the structure ...

You can customize your homeowners policy with numerous add-ons, but below are the types of coverage that generally come standard: Dwelling. Pays to repair or rebuild the structure of your home ...

Our sample rates are for 40-year-old homeowners with good credit, a $1,000 deductible, $300,000 in dwelling coverage and $300,000 in liability insurance. Your own rates will be different.