You can customize your homeowners policy with numerous add-ons, but below are the types of coverage that generally come standard: Dwelling. Pays to repair or rebuild the structure of your home.

Condo insurance typically covers the personal property and appliances within the home but not the structure itself. On the other hand, a standard homeowners insurance policy covers the entire ...

A standard homeowners policy covers a lot of things ... This pays for repairs to the structure of your home from covered events, like fire or theft Personal property coverage: Replaces belongings ...

It covers the structure of your home and attached ... You can usually cancel a homeowners insurance policy anytime before it expires and get reimbursed for any unused premiums.

A standard homeowners insurance policy typically includes protection for: Damage to your home's structure and attached buildings by a covered event Personal belongings inside of your home if they ...

Dwelling coverage is the part of a homeowners policy that insures the actual house ... In general, these policies cover your physical home structure, your personal belongings, other structures ...

meaning that when you purchase homeowners insurance, hazard coverage is included. It's essentially the same as the dwelling portion of your policy and only protects the structure of a home.

A homeowners association (HOA ... The most basic form of coverage, this policy only insures the structure and common areas. It excludes anything within the walls of individual units, including ...