Also known as basic form homeowners insurance, the HO-1 policy provides bare-bones coverage for only 10 specific perils, including fire or lightning, windstorm or hail, explosion, riot or civil ...

The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...

A homeowners insurance policy covers certain expenses if your home or personal belongings become damaged by covered events. In addition to personal property coverage, home insurance also includes ...

Homeowners insurance can cover expenses after a robbery, fire or other covered event. There are several components to a standard policy: Dwelling coverage: This pays for repairs to the structure ...

Searching for the right homeowners insurance policy can be confusing. There is insurance-specific terminology to master, for example. One phrase you may hear when you are talking to insurance ...

Our sample rates are for 40-year-old homeowners with good credit, a $1,000 deductible, $300,000 in dwelling coverage and $300,000 in liability insurance. Your own rates will be different.

Reviews will help you understand whether a homeowners insurance policy is required and if so when it would be required by whom. Read on to learn more.

One alternative to short-term rental insurance you may consider is landlord insurance; however, this type of policy is ...

You can customize your homeowners policy with numerous add-ons, but below are the types of coverage that generally come standard: Dwelling. Pays to repair or rebuild the structure of your home ...