A 15-year mortgage refinance is a new home loan that replaces your existing mortgage and is paid off in a 15-year span. Keep in mind that if you currently have a 20- or 30-year term and choose to ...

By any standard, Shant Banosian’s success in the mortgage business over the last 18 years has been remarkable. He’s not just ...

You can refinance a 30-year fixed-rate mortgage if you want to lower your rate, change your term, or take cash out of your home with a cash-out refinance. Is it a good time to refinance into a 30 ...

Jake Safane has nearly 15 years of journalism and marketing experience ... each time you apply to refinance your mortgage, lenders will look at factors like your credit score, home equity, and ...

Refinancing your mortgage can be a great way to get a better rate or terms, pay off your loan faster or even let you convert your home equity into cash. You can also refinance to swap an ...

Hoping rates will fall and make homebuying more affordable? Here's what experts say about whether it could happen.

Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, insurance and real estate. Her focus is on demystifying debt to help ...

However, you’ll need to pay fees, usually ranging from 2 percent to 5 percent of the mortgage principal amount. No additional lien is placed on your home when you refinance your mortgage ...

NerdWallet's mortgage content, including articles, reviews and recommendations, is produced by a team of writers and editors who specialize in home lending. Their work has appeared in The ...