Contents - Personal Property Inventory List Example: The example below shows the level of detail adjusters are looking for. In a large loss, the adjuster may accept grouping of similar items such ...

If your home has been through a devastating event, like a fire, flood, or natural disaster, and you suspect it’s a total loss, the first thing you should do is notify your insurance company ...

Smoke damage is a covered peril in most policies, with disputes often arising over cleaning or replacing exposed items. Extreme heat and smoke kills most plants and may contaminate soil. Keep your ...

Filing a home insurance claim might make the most sense when the loss estimate is more than your deductible. Any claim, even a minor one, might lead to an increase in your home insurance premium.

Wildfire Contents Claims: Evaluating Restoration vs. Total Loss for Personal Property Identifying and Managing Hazardous Contaminants ...

A home insurance claim check can either be sent directly to the contractor tasked with repairing your home or to you, the policyholder. If your insurance company opts to pay you directly, you may ...