Current home equity loan rates are a little bit lower than current HELOC rates. If you're looking to fund a home improvement project or repair, a home equity loan can be an affordable way to do so.

a home equity line of credit (HELOC) can be a good option to access the cash you need. Forbes Advisor ranked multiple top lenders with a focus on their interest rates. Connexus Credit Union landed ...

For many homeowners, a home equity loan could give them access to more money than any other type of loan. Plus, these loans often come with better interest rates and terms than other forms of debt ...

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rates continue to drop, currently close to 8 percent — a level not seen since 2023. Meanwhile, at 8.37 percent, the average $30,000 home equity loan is now at its lowest level in 2025.