Savvy homeowners can take advantage of the lull in the home equity borrowing climate by making these three moves now.

As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average range is between 5.49% and 10.47%. Home equity loan interest rates also ...

A home equity line of credit (HELOC) gives homeowners with at least 15% to 20% equity access to flexible financing. You can tap into that credit line for expenses such as home renovations or to ...

Discover the best home equity line of credit (HELOC) rates with Forbes Advisor. Compare rates and costs to find the right option for you.

Homeowners are increasingly leveraging home equity to fund repair and remodeling (R&R) projects, with Home Depot ( NYSE: HD) ...

Take credit cards, for example. Those short-term borrowing products currently have rates averaging over 21%. Personal loan ...

Home equity rates seem to be on summer vacation. The average rate on a $30,000 home equity line of credit (HELOC) remained at ...

A home equity line of credit, or HELOC, is a type of second mortgage that lets you access cash as needed based on your home's value.

Low interest rates: A home equity loan generally has lower interest rates than unsecured loans. The latest Bankrate data indicates the average credit card APR is 20.15% and the personal loan rate ...

A home equity line of credit, or HELOC, offers homeowners flexible access to a revolving source of funds on the equity they’ve built in their homes. HELOCs tend to have lower interest rates than ...

A home equity line of credit, or HELOC, is a revolving line of credit that’s secured by your property. Lenders usually let you borrow up to 90% of your home’s current value, minus the balance ...