A home equity loan is usually a fixed-rate lump sum based on the value available in your home. Home equity lines of credit ...

Home equity line of credit (HELOC) and home equity loan interest rates have been trending downward in 2025, creating valuable ...

There are several ways for homeowners to tap into the equity they’ve built in their properties. One option is a home equity ...

With HELOC rates down around two points from where they were in 2024, experts recommend making these four moves now.

a home equity line of credit (HELOC) can be a good option to access the cash you need. Forbes Advisor ranked multiple top lenders with a focus on their interest rates. Connexus Credit Union landed ...

But is a home equity loan better than its home equity line of credit (HELOC) counterpart right now? HELOC rates, for example, are lower, averaging 8.00% currently. Still, that difference in rates ...

Kim is a freelance contributor to Newsweek’s personal finance team. She began her career on the Bankrate copy desk in 2010, worked as a managing editor at Macmillan and went full-time freelance ...

Here's what to know about these loans and the rates they come with. What is a HELOC? HELOCs are a line of credit that allows you to borrow from your home's equity. They work much like credit cards.

Current home equity loan rates are a little bit lower than current ... your credit card issuer and see if you're eligible for a credit line increase, as this would also lower your utilization ...

A balance transfer credit card allows you to transfer your credit card balance from one card to another, consolidating your ...

Economic uncertainty continues to reign supreme on the real estate scene, as HELOCs rise but home equity loans drop ... or even demand full payment of your credit line. What are the best ways ...

Home equity loans come with fixed interest rates and set monthly payments for the life of the loan. HELOCs come with variable interest rates and fluctuating monthly payments (like credit cards).