Savvy homeowners can take advantage of the lull in the home equity borrowing climate by making these three moves now.

Homeowners considering tapping their property’s equity can choose between two products: home equity loans and home equity ...

Take credit cards, for example. Those short-term borrowing products currently have rates averaging over 21%. Personal loan ...

Home equity rates seem to be on summer vacation. The average rate on a $30,000 home equity line of credit (HELOC) remained at ...

The average homeowner is sitting on a substantial amount of equity right now. . After the Federal Reserve issued three ...

If you’re contemplating tapping your home equity, you’re not alone: Almost 30% of homeowners say they would consider ...

If you're looking for a home equity loan or line of credit, lenders usually only approve up to a certain LTV ratio. For example, some lenders require 80% LTV or less. Find the Best HELOC Rates of 2025 ...

The average interest rate on a two-year personal loan was 11.57% in the second quarter of 2025, according to the Federal Reserve. But depending on your credit history, income and other ...

A home equity line of credit ... HELOCs also tend to have variable interest rates (fixed-rate HELOCs are available, but not every bank offers them), further compounding the problem.

The traditional home equity line of credit, or HELOC, ... Like most traditional HELOCs, a first-lien HELOC is a line of credit secured by your home, and it comes with a variable interest rate.

Some homeowners use a home equity line of credit (HELOC) to pay off their mortgage in hopes of lowering their interest rate or monthly payments. It’s a strategy that can work, but it’s not ...