With a home equity line of credit (or HELOC), you can borrow against the equity you have in your house to access a revolving line of credit that can be used for ongoing home renovations ...

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

specializing in transactional content along with subprime and student credit. A home equity line of credit (HELOC) offers plenty of benefits to homeowners. For example, the flexibility of a HELOC ...

This spike has raised questions amongst homeowners regarding next steps and sparked interest in home equity line of credit options, known as HELOCs, from lenders such as Goldenwest Credit Union.

Home equity line of credit (HELOC) and home equity loan interest rates have been trending downward in 2025, creating valuable borrowing opportunities for homeowners in an otherwise high-rate climate.

Our opinions are our own. A home equity line of credit, or HELOC, is a second mortgage that lets you convert some of the equity in your home back into debt in exchange for cash. Your equity is the ...