If you’ve built sufficient equity in your home, a home equity line of credit (HELOC ... Our other picks for lenders offering the best HELOC rates not only offer competitive rates but also ...

Home equity line of credit (HELOC) and home equity loan interest rates have been trending downward in 2025, creating valuable borrowing opportunities for homeowners in an otherwise high-rate climate.

Kim is a freelance contributor to Newsweek’s personal finance team. She began her career on the Bankrate copy desk in 2010, worked as a managing editor at Macmillan and went full-time freelance ...

The more equity (value) you’ve built up in the home, the more money you can access via a HELOC. A HELOC allows you to borrow ...

While both offer rates below what other lending products come with right now, HELOCs, in particular, can be a smart way to ...

What’s driving home equity rates today? HELOCs and home equity loans have fallen substantially from the highs reached at the ...

These are today's mortgage and refinance rates. Mortgage rates are down today, but the potential for volatility remains.

A split decision for home equity rates in the latest week. After falling for six consecutive weeks, HELOCs rose to 8 percent. Meanwhile, the average $30,000 home equity loan dropped slightly to 8.38 ...

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off their bills.

There's no investment quite like a home. For many, it's an asset that can bolster wealth, expand opportunities and become a ...

Both home equity loans and home improvement loans can help you secure financing but have important distinctions.

Keep in mind that when you use your home equity to pay for a bathroom remodel (or anything else), your home will serve as ...