There are personal loans with fixed interest rates and fixed monthly payments, as well as home equity loans and ... One type of credit card—the 0% annual percentage rate credit card—can ...

See how we rate credit ... use After the 0% intro APR period expires, you may be able to request a 3-month no-interest payment plan each year If you pay your monthly mobile phone bill with this ...

A 0 percent APR credit card can be a great financial tool, but there are debt traps to be aware of when using one. Always make the minimum payments on your credit card to avoid consequences like ...

Unless you're taking advantage of an intro 0% APR offer, if you carry a balance on your credit card, you're likely being hit with high interest charges ... with a cell phone protection plan ...

Kim is a freelance contributor to Newsweek’s personal finance team. She began her career on the Bankrate copy desk in 2010, worked as a managing editor at Macmillan and went full-time freelance ...