Snag up to 4.71% APY with the best CD rates today — but don’t wait too long. With potential rate cuts on the horizon, today’s ...

With the potential for CD interest rates to drop, should you lock a CD rate this July? Here's what some experts think.

Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years. Best CD rates today: Magnify your money with today's highest APYs before they ...

For most of 2024, certificates of deposit (CDs) had been offering their highest rates in decades. If you shopped around, you could get a CD with a 5.50% APY or higher. Unlock a bonus worth $250 ...

The best rates of return are found at FDIC-insured digital banks and online accounts — up to 5.40% APY with minimum deposits at NexBank, Lending Club and Sallie Mae and up to 5.05% APY with no ...

Many CDs are FDIC insured, offering a secure way to build your savings over time. ... Find the highest CD rates. Best current CD rates. Best 6-month CD rates. Best 1-year CD rates.

Before the Fed started raising rates, 6-month CDs paid the lowest rate of the terms, while you were rewarded with the highest rate for a 5-year CD term. This is typical in a period of stable rates.

Don't discount online banks, either, which often have some of the highest CD rates available. As long as you open a CD from a bank that's FDIC insured, or a credit union that's NCUA insured, your ...

Best CD rates by term. Historically, longer-term CDs pay higher rates. For example, according to data from the Federal Deposit Insurance Corporation (FDIC), six-month CDs averaged 0.78% in 2009 ...

The highest-APY CD this month offers 9.5% — and 9 more of the highest APY CDs in September 2024 Plus, 5 of the best rates for certificates of deposit that are easier to qualify for Updated: Sept ...

Indeed, nearly one-third of Americans who opened a CD during the past 12 months did so to take advantage of higher interest rates, according to a recent survey by Forbes Advisor.Meanwhile, 24% ...

Best 1-year CD rates. The national average for one-year CD rates is 1.62% according to the FDIC, but it’s possible to find higher yields when comparing short-term rates across online and brick ...