Bank of America's savings accounts have some of the lowest interest rates you can get. Learn how you could start earning far ...

With banks and credit unions now touting high-yield options at nearly 10 times the dismal industry average of 0.38% APY for a ...

UFB Direct, Synchrony, and Ally Bank rank among the top contenders for high-yield savings accounts. UFB Direct currently ...

Savings yields can fluctuate regularly, but they are most likely to significantly change when the Federal Reserve announces a ...

The top rate on today's high-yield savings accounts is 5%. But this checking account pays just as much if you meet one ...

Key Points. Going with a high-yield savings account is a great way to earn money with less risk. Unlike traditional savings accounts, HYSA offers upwards of 4 to 5% interest annually.

Lastly, check to make sure that the bank you are getting a high-yield savings account with is FDIC insured. FDIC insured banks protect up to $250,000 per person per account. 4.

High-yield savings account. Traditional savings account. Interest rates. High rates of return on your savings balance — up to 10 times that of a traditional savings account — to grow your ...

Presidential Bank Advantage Savings-- up to 4.50% (Requires $5,000 to open and an Advantage Checking Account for top APY) Data source: Issuing banks. Rates are accurate as of May 23, 2025.

For example, if you’re the sole account holder of $250,000 in an HYSA and $20,000 in a checking account at one bank, you risk exceeding your allowable FDIC coverage by $20,000, since FDIC ...

The high cost of not having a bank account More than 5.6 million Americans without banks face higher fees, difficulty getting loans and other challenges By Jackie Lam ...