MarketWatch

Is it true than I need one more Social Security credit to receive benefits? If so, I’ll have to go back to work.

I retired from the federal government 10 years ago under the Civil Service Retirement System program. I applied for my Medicare before the three-month timeframe. I was told that I would not receive ...
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I'm 49 years old and was laid off from my six-figure sales job. I now make $52,000 in an entry-level role where I work alongside college grads.

This as-told-to essay is based on conversations with 49-year-old Damon Duncan, who is based in Atlanta. His identity and salary have been verified by Business Insider. This conversation has been ...