Writing a hardship letter to one or more of your creditors can help you get through ... However, you may undermine your case if you copy and paste a template you find online.

A goodwill letter asks creditors to remove a negative report ... and you are not experiencing any financial hardship now. The sooner you send the letter after the oversight, the better.

You typically have the best chance of success with a goodwill letters if you’ve experienced financial hardship ... template: To Whom It May Concern, Thank you for taking the time to read this ...

A goodwill letter may be appropriate if you missed a payment due to a hardship, such as a medical ... "Email may not be acceptable to some creditors and can easily be lost, plus there's no ...