It can mean lower monthly payments for your insurance and the accessibility to an HSA. But if you visit the doctor often or are chronically ill, you may be better suited by a PPO which would ...

Many employers offer HSAs when they offer high deductible health insurance plans. Employers can contribute to an HSA to help their employees save for future health care costs. Individuals also can ...

But, if either spouse has family coverage that covers the other spouse via another, non-HDHP health insurance plan such as an HMO or PPO, neither spouse is eligible to contribute to an HSA.

A PPO is probably better for most people because it gives you the freedom to go to any doctor and still have some coverage. But PPOs cost more than HMOs, so they aren't the best if you're on a budget.

Preferred provider organization (PPO) plans are the most common ... a Gold or Platinum plan would likely be a better decision. Medicare is a health insurance available to Americans age 65 and ...