What you don't want to do is lock your money in a CD term that matures after you need it. Compare current CD rates and terms here to learn more.

The bottom line If you're looking for a predictable and guaranteed return on your $20,000, it would be difficult to find a more reliable way to get it than with a CD account now. Rates here have ...

And so if they can lock in a CD rate now for the next six to 18 months and secure a piece of that with their cash bucket of what they need on a regular basis, that could be a great avenue for them ...

In late 2021, the top nationally available CD rates for terms of 6 months to 5 years ranged from 0.80% to 1.30% APY. After 11 Fed rate hikes in 2022–2023, the top rates surged as high as 6.00% ...

CD rates over 4.00% are fading fast -- but that doesn't mean locking in is always the right move. Here's why I'm holding off and what I'm doing instead.