This rate assumes you have at least a $1,000 direct deposit coming in each month; if not, the cash back rates are 1% and 0.5% respectively.

And, of course, you can get your direct deposit up to two days early. Check out our Current Review here. Why I Like It: Free mobile banking. Learn more about Current Free Checking here.

This account comes with early direct deposit, fee-free overdraft protection, and no annual or minimum balance fees. You also won’t pay any fees at in-network ATMs.

And, with direct deposit, you can receive your paychecks up to two days early. SoFi’s high-yield savings account earns up to 4.60% APY, also with no fees or minimum balance requirements.

With most banks, setting up direct deposit for your paycheck is convenient and free. However, you could be subjected to overdraft fees if you withdraw funds before they hit your account.

Cash bonus: $350 for new checking accounts When you open a BMO Smart Advantage or Smart Money checking account and receive $4,000 in direct deposits within the first 90 days, you’ll earn $350 ...

Direct deposit gives you predictable deposit dates so you can schedule your automatic bill payments for dates when you know you’ll have the cash in your checking account. Having this scheduled ...

IRS Free File lets qualified taxpayers get free tax preparation, free electronic filing and free direct deposit of their federal tax refund, if they’re owed one, using guided tax preparation ...

A free checking account with no deposit is a checking account that doesn’t charge monthly maintenance or account opening fees and doesn’t have a minimum deposit requirement. In other words ...