Examples of Whole Life Insurance Cash Value Charts The below samples show guaranteed values and non-guaranteed values. The guaranteed values in these samples show a situation where costs are at a ...

A whole life policy, as the name implies, remains in effect for the length of the policyholder’s life. Whether you prefer term or whole life insurance will depend on many factors.

As a result, their advisor recommended a whole life insurance policy with a $10,000 annual premium. This provides the ongoing protection needed and provides the family with cash flexibility. In ...

Universal life insurance—also known as adjustable life insurance—is distinguished by the ability to adjust premium payments. This is a valuable feature if your cash flow is variable.

Term life insurance is typically cheaper than whole life insurance because rates and coverage are only locked in for a specific period of time, such as 10, 20 or 30 years.

Getty Images/iStockphoto Term and whole are your two main options when purchasing life insurance. For older adults, though, many assume term life insurance is the only choice.

To help you decide whether you should buy whole life insurance for your children, we spoke with three financial experts to learn the pros and cons, as well as some alternatives to consider.

Insurance has its own like-kind exchange, called a 1035 exchange. A 1035 exchange allows you to exchange life insurance for life insurance or life insurance for an annuity.