Don't make a five-figure deposit into either account before calculating the interest-earning potential each offers.

Fixed annuity rates are strong, but variable annuities offer growth, so which one is the better choice this August?

Only one of the two account types offers larger (and guaranteed) returns for savers right now. Here's what to know.

Both account types offer savers an attractive way to grow their money, but only one comes with a guaranteed return.