If your HELOC lender offers a fixed-rate option, you can usually do the conversion at closing or during the draw period, says ...

The exact impact depends on the type of variable-rate mortgage consumers have. If they have a fixed-payment variable ... into a lower rate mortgage is an option for them. The possibility of ...

Based on its current rate, a £5,000 deposit with ... making them a better option for those who can commit their savings for a fixed period and don't need immediate access to their funds.