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‘My wife wants a fixed mortgage. Should she pay for our overspend if rates drop?’
You could propose a compromise product: some lenders offer “tracker with a cap” deals, which follow the base rate but protect against extreme rises. Alternatively, you could consider splitting the mortgage into two parts (some lenders allow this) where one part is fixed and the other tracks.
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My mortgage rate doubles in autumn – should I use a £20k gift to overpay?Question: This Autumn, my mortgage fix will end and the rate will double from 2 to 4 per cent – at least. I have got £20,000, ...
Early forecasts called for a gradual decline in mortgage rates (potentially reaching 6% by the end of 2025), but concerns ...
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Since March, multiple high street lenders have loosened their mortgage rules, allowing people to borrow more when buying a ...
Our largest home loan lender shores up its rate position as challengers, including some of its main rivals, shift to lower ...
Mortgage rates drop slightly nationwide as 30-year fixed hits 6.97%. See what today’s averages mean for buyers.
The post Mortgage Interest Rates Today: Mortgage Rates Rise After Trump's Calls To Take Freddie Mac, Fannie Mae Public ...
Rather than waiting for rates to drop, buyers should be looking at all monthly costs to get a picture of what they can afford ...
RBC hiked its fixed mortgage rates for the second time in May last week, but it wasn’t the only one. A growing number of ...
Even with the uptick, many homeowners are still keen on fixed rate loans for financial certainty. Read more at straitstimes.com. Read more at straitstimes.com.
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