Not everyone wants to trade shares or take big risks with their hard-earned money — and they shouldn’t have to.

Interest rates on fixed deposits (FDs) are crucial to determining how much an individual can earn on a lump sum parked for a certain lock-in period or maturity tenor. The investment instrument has ...

Competitive fixed deposit interest rates similar to regular long-term FDs. Risk-free investment with guaranteed returns. However, the interest earned on tax-saving FDs is taxable.