You’ve got lots of options for planning your retirement paycheck. If you have a 401(k), you customarily leave your money at work in mutual funds or index funds, earning higher returns ...

Contribution caps to SIMPLE 401(k)s are smaller than those for traditional 401(k) plans. Employees can only contribute $15,500 in 2023 to a SIMPLE 401(k) plan with catch-up contributions of $3,500 ...

A 401(k) match involves employer contributions, often up to 6% of your salary. You can contribute up to $23,000 to your 401(k) in 2024 ($23,500 in 2025), more if over 50. Understand your 401(k)'s ...

Safe harbor 401(k) plans are also typically less expensive to set up than traditional plans. Types of Safe Harbor 401(k) Plans. Safe harbor 401(k) plans can be set up with or without a match.

That's why it’s important to understand the rules for a 401(k) in divorce, so you can protect this valuable asset if you decide to end your union. This. Subscribe To Newsletters.

More than one-third of Fidelity plans now auto-enroll employees in 401(k)s at a contribution rate of 5% or higher. “Unless a new hire takes action, they’re going to be saving for the plan ...

Chances are very good that your 401(k) does not currently offer you access to private equity investments, which, as the name implies, are investments in companies that are not publicly traded.

For tax year 2025, employees can defer $23,500 into their 401(k), a modest increase from the $23,000 contribution limit in 2024. The limit on annual contributions to an IRA, however, remains what ...