Not have access to an affordable employer-sponsored insurance plan (for 2025, an employer plan is considered affordable if the premium is equal to or less than 9.02% of your household income.) ...

Coverage limits The FDIC insurance coverage limit at most banks is $250,000 per depositor, per bank, per ownership category. Ownership categories include single accounts, joint accounts and trust ...

FDIC insurance covers up to $250,000 on individual deposit accounts in the event that the bank fails. That’s why many people prefer to keep their bank account balances under $250,000.

MARCY GORDON - Associated Press - 09/17/08 Sep 17, 2008 Sep 17, 2008 0 ...