Ask the Lawyer columnist Ron Sokol discusses how the Federal Deposit Insurance Corporation seeks to keep your banking ...

FDIC insurance is backed by the full faith and credit of the U.S. government and guarantees bank consumers that their money is safe for up to a limit of $250,000 per depositor, per FDIC-insured ...

If the bank is federally insured, it should have the FDIC logo on its website. In addition, the online link referenced at the end of this column is instructive. The FDIC insurance has worked.