Non-deposit investment products are not FDIC insured. In the U.S., Prudential’s iconic Rock symbol has stood for strength, stability, expertise and innovation for more than a century.

The maximum FDIC insurance coverage amount is $250,000 per depositor, per insured bank, for each account ownership category. That means the maximum coverage for an account with two account holders ...

Anyone with a lower risk tolerance who prefers a straightforward savings option.

The short answer is yes, money market accounts are insured by the FDIC like other deposit accounts. If you’re considering opening a money market account, it’s important to understand how this ...

For example, if you have $150,000 in checking, $100,000 in savings and $50,000 in a money market account, then that’s a total of $300,000 at a single FDIC-insured financial institution.

Having $250,000 in an IRA at an FDIC-insured bank and $250,000 in a single account, would allow you to have $500,000 covered by FDIC deposit insurance. Bankrate's take ...

You might be wondering: are brokerage accounts FDIC-insured? Since the Federal Deposit Insurance Corporation (FDIC) only protects bank account deposits, it does not cover brokerage account funds.

Good savings account interest rates are usually several times higher than the national average savings rate. As of July 2025, the average saving rate published by the FDIC is 0.38%, so a good rate ...