The Federal Deposit Insurance Corporation (FDIC) insures deposits up to a limit of $250,000 per depositor, per FDIC-insured bank, per ownership category — which helps ensure your money is ...

FDIC deposit insurance covers deposits at FDIC-insured banks up to $250,000 per depositor for each account category. First, find out if your bank is FDIC insured by checking the FDIC’s bankfind ...

The FDIC insurance limit of $250,000 includes principal and interest. If you deposit $250,000, and it earns $4,000 in interest, you are insured for only $250,000 if your bank fails.

FDIC insurance is a type of deposit insurance that can protect you if your federally insured bank fails. If you bank with a federally insured credit union, your deposits are covered by the NCUA.

While the $250,000 deposit insurance limit is more than enough for most Americans’ personal savings, there are a few ways to extend your coverage if you plan to keep a lot of money in cash or CDs.

FDIC is insurance provided by the federal government that protects deposits in U.S. banks up to $250,000. Here’s how it works.

As of December, more than 99% of U.S. deposit accounts held less than $250,000, and so were automatically covered by existing FDIC insurance, Gruenberg said.

Both types of financial institutions are generally secure. Banks are protected by the FDIC, insuring deposits up to $250,000 per depositor, per insured bank, for each account ownership category.

If you're still not sure how much insurance coverage you have, read the FDIC brochure "Your Insured Deposit." You can get a free copy from the FDIC Public Information Center (801 17th St. NW, Room ...