A certificate of deposit is a deposit account that offers a fixed rate for a specific time, or term. In exchange for fixed ...

Rates are expected to fall soon. Here's why now could be the perfect time to lock in a 1-year certificate of deposit with a ...

The Fed's next meeting could impact your savings rates. Here's how to prepare now and protect your cash from falling yields.

Certificates of deposit: If you can afford to lock your money up for a fixed period of time (eg, 6 months, 18 months, 1 year, ...

The Federal Reserve kept rates unchanged and signaled no cuts despite White House pressure. Savers earn little, but borrowers can still find good deals.

While there's no reason to expect it, this is where the FDIC comes in. Having an FDIC-insured account means your money is protected, even in the event of a bank failure. Generally, bank failures ...

The scheme used fake bank reps, social engineering and crypto to loot U.S. accounts across borders, according to the agency's ...

FDIC insurance covers up to $250,000 on individual ... per ownership category. This means that your individual accounts at one credit union have different coverage from your joint accounts at ...

Sweeping changes may be in store once President-elect Donald Trump takes office. Among them could be the closure of numerous federal agencies and regulators. Trump will be sworn in for a second ...

Each account is insured separately by the FDIC or NCUA, which means you’d have $500,000 in coverage for the joint account, $250,000 for one person’s single account and $250,000 for the other ...

The FDIC's updated rules, released Friday in the form of revised ... There's also new guidance around digital platforms — that means banks now only need to report on systems that are hard to replace ...