They include the FDIC logo on the website to provide customers ... If they have access to a smartphone, getting basic banking services is simple these days. As I learned firsthand when testing ...

Unlike other types of insurance, where you have to pursue and pay for coverage, the simple act of opening a deposit account at an FDIC-insured bank or financial institution automatically covers ...

You can also look for the FDIC logo on your bank’s website or printed ... per bank and per deposit type or “ownership category,” one simple tactic is to divide your money between two or ...

Banks also will be required to display the FDIC logo on certain ATMs. The rule became effective on April 1, 2024 and has a compliance date of January 1, 2025.