CD rates are still over 4% this month, but I'm holding on buying in. Here's why flexibility, access, and a strong high-yield ...

While FDIC insurance protects your bank deposits up to $250,000, SIPC insurance safeguards your investment accounts differently. The Securities Investor Protection Corporation (SIPC) provides up ...

In the wake of Silicon Valley Bank's collapse, some accounts have begun to offer up to $3 million of FDIC insurance coverage. 3 Accounts That Insure Excess Deposits ...

As financial scams continue to evolve, Alabama banking leaders want consumers to understand how fraud protection works and ...

FDIC insurance is backed by the full faith and credit of the U.S. government and guarantees bank consumers that their money is safe for up to a limit of $250,000 per depositor, per FDIC-insured ...

FDIC insurance is backed by the full faith and credit of the U.S. government and guarantees bank consumers that their money is safe for up to a limit of $250,000 per depositor, per FDIC-insured ...

Their concerns stem from the FDIC's struggles in responding to the March 2023 collapse of Signature Bank, which cost the Deposit Insurance Fund $2.4 billion. A prior inspector general report found ...

So when FDIC insurance comes up again for regulatory reviews, job No. 1 for public treasurers should be a laser focus on transaction accounts as the highest priority for expanded FDIC limits.

The FDIC insurance coverage limit at most banks is $250,000 per depositor, per bank, per ownership category. Ownership categories include single accounts, joint accounts and trust accounts.

You can take steps to make sure you're covered beyond $250,000, which is the FDIC insurance limit per account. ... check their FDIC certificate numbers, which are unique to each bank.

FDIC insurance safeguards your bank deposits up to $250,000 per account type, but it has limitations. Learn how to maximize your protection, what's not covered, ...

Yes, FDIC insurance does cover business accounts held at FDIC-insured member banks. Both your business and personal accounts will benefit from the same level of protection.