Having $250,000 in an IRA at an FDIC-insured bank and $250,000 in a single account, would allow you to have $500,000 covered by FDIC deposit insurance. Bankrate's take ...

Government accounts FDIC insurance limits The FDIC insures up to $250,000 per depositor, per insured bank, per ownership category. Here’s what that means. Depositor: That’s you, the account ...

The FDIC insurance limits are not per account, but rather per depositor. The standard FDIC insurance coverage is up to $250,000 per depositor, per institution, per ownership category.

2. Open an account in a different ownership category If you want to keep all your money in one FDIC-insured bank, you may be able to insure deposits of more than $250,000 by opening different ...

The FDIC insurance limit on CDs is $250,000 per depositor, per insured bank, per account ownership category. If you have multiple CDs with the same bank, the insurance coverage will not exceed ...

Coverage limits The FDIC insurance coverage limit at most banks is $250,000 per depositor, per bank, per ownership category. Ownership categories include single accounts, joint accounts and trust ...

So when FDIC insurance comes up again for regulatory reviews, job No. 1 for public treasurers should be a laser focus on transaction accounts as the highest priority for expanded FDIC limits.