FDIC insurance is backed by the full faith and credit of the U.S. government and guarantees bank consumers that their money is safe for up to a limit of $250,000 per depositor, per FDIC-insured ...

On July 30, 2024, the Federal Deposit Insurance Corporation (FDIC) approved a notice of proposed rulemaking relating to the agency’s safety and soundness rules on brokered deposits and issued a ...

FDIC insurance covers deposit accounts, such as checking and savings accounts, CDs, and money market accounts. What FDIC insurance doesn't cover. FDIC insurance is insurance on deposit accounts.

The Federal Deposit Insurance Corp. or FDIC, is a U.S. government agency that protects savings deposits up to at least $250,000 per depositor. If a bank has FDIC insurance, ...

After an intense 2023 rulemaking, supervisory, and enforcement cycle for the federal banking agencies, the FDIC issued a final rule on FDIC official signs and advertising requirements right before ...

The Federal Deposit Insurance Corporation (FDIC) was established in 1933 during the Great Depression. By insuring bank deposits, the government tries to promote stability in the financial system ...

WASHINGTON — Industry experts are raising concerns about a recent Federal Deposit Insurance Corp. proposal that would expand the definition of brokered deposits — sometimes known as "hot money" — and ...

You can also visit the Electronic Deposit Insurance Estimator or call the FDIC Call Center at (877) 275-3342 (877-ASK-FDIC). For the hearing impaired, call (800) 877-8339.

FDIC insurance covers up to $250,000 on individual deposit accounts in the event that the bank fails. That’s why many people prefer to keep their bank account balances under $250,000 .

Project 2025, however, does not explain what this would mean for the FDIC’s responsibilities and functions, and it’s unclear if government-backed deposit insurance would be reduced or fully ...