Unlike a pension, a 401(k) provides no guarantee that workers will have a specific level of income in retirement ... significant difference between pension and 401(k) plans is transparency.

The core difference ... 401(k) plans are primarily funded by employee salary deductions, with many employers offering matching contributions. The responsibility for retirement savings shifts ...

They’re often used in 401(k)s and other retirement plans ... As the chart below shows, time can make a really big and potentially life-changing difference in overall returns.

plans and individual retirement accounts (IRAs). "The main difference between 401(k)s and IRAs is that 401(k) plans are offered through an employer and have larger contribution limits," and a 401 ...

Workplace retirement ... difference for individual workers. "98% will never know the class action was even filed," Tobe said. "99.9% will [not] even notice the few pennies added to their plans ...

Getting a handle on the average Social Security check by age can help you fine tune your retirement plans. As of January ... benefits until age 70. The difference in 2025 between the maximum ...