Learn how interest rate and APR differ and why each matters when evaluating loans. Understand their roles in determining the true cost of borrowing.

When you want to generate income rather than equity growth, a debt security like bonds is your most likely choice. However, all bonds are not the same. Bonds pay different interest rates and carry ...

Over a decade of editorial experience across a number of publications and more than 60 countries visited have given Dylan Pearl a wealth of travel knowledge, and the tools to effectively communicate ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Understanding the relationship between bond risk and time to maturity and duration of a bond provides the basis for understanding the bond yield curve. The yield curve shows the yields to maturity for ...

Not understanding the difference between nominal and real-money gains can be extremely costly. According to an April survey from national pollster Gallup, just 52% of Americans owned stocks, which ...

Fixed-income investors take two primary types of risk: interest-rate risk and credit risk, and in exchange, buyers get a return. These two forms of risk can be interrelated, but they also represent ...

Federal Reserve interest rate changes can directly influence borrowing costs for small businesses. Falling rates create expansion opportunities for small-biz managers who are prepared. Rising rates ...