The GENIUS Act opens the door for more mainstream stablecoins with higher levels of trust and market competition.

The recently passed GENIUS Act of 2025 creates a new legal framework for licensing and regulating payment stablecoin issuers. The Act is explicit in stating that an insolvent payment stablecoin issuer ...

The House Financial Services Committee passed a number of bipartisan banking bills with wide margins, suggesting a growing ...

On July 18, 2025, President Trump signed the Guaranteed Essential National Infrastructure for U.S. Act (the “GENIUS Act”) into law, marking the ...

President Trump signed into law the Guiding and Establishing National Innovation for U.S. Stablecoins Act (the “GENIUS Act”), ...

Banks seeking more government support in the form of deposit insurance ought to stop trying to escape their obligations under the Community Reinvestment Act, writes Jesse Van Tol. "Banking is a ...

Section 5 of the Federal Deposit Insurance Act (FDI Act), 12 U.S.C. 1815 (a), requires any proposed depository institution seeking federal deposit insurance to file an application with the FDIC.