The Credit Card Accountability Responsibility and Disclosure Act of 2009, more commonly known as the CARD Act, regulates credit card issuers in the U.S. The law expanded the Truth in Lending Act ...

Interest rates are coming down, but credit card rates remain stubbornly high. The average credit card rate is 20.51%, Bankrate reports.That’s a hair below the all-time record, 20.79%, set in August.

If you want to get ahead of credit card debt and stop making interest payments each month, you have options. I paid about $100 in interest every month when I only made minimum payments, barely ...

I am about to receive an inheritance. Coincidentally, a credit-card company is suing me for $1,000. If you have any tips for getting them to just accept a settlement instead of the full amount, I ...

A major way to keep your credit scores healthy is to pay all bills on time. This includes credit card bills, loan payments, and other expenses including rent and utilities.

A new bipartisan bill introduced by Representatives Alexandria Ocasio-Cortez and Anna Paulina Luna aims to cap credit card interest rates at 10%.

If you're looking to add another credit card to your wallet, it's worth thinking about how applying for and getting a new one could affect your credit score — and the likelihood of you being ...