Submitting a credit card application and receiving notice that you're denied is a disappointment, especially if your credit score drops after applying. However, the reason your score decreases ...

When you apply for a credit card, issuers examine your creditworthiness by performing a hard inquiry into your credit score, or, in other words, by pulling your credit report from one of the three ...

When you’re shopping for a new credit card, it can feel like a chore. It’s even worse when the process drags on. That’s why instant approval credit cards are so popular: You get an immediate ...

Some credit card issuers let you gauge your approval odds before you apply. ... You'll then submit to a hard credit check and should hear back promptly regarding the credit card issuer's decision.

2. Improve Your Odds Of Approval. When it comes to getting approved for a credit card, there are several steps I’ve learned ...

Applying for a business credit card is simple but requires diligent research and preparation, like any financial decision. Before you apply, be sure to do the following: 1.

Reducing your credit card and line of credit balances lowers your credit utilization ratio. A good rule of thumb is to keep your utilization ratio under 30%. For example, a balance of $2,500 on a ...

Learn how to leverage pre-approval to benefit your business without impacting your credit score by obtaining pre-approval for a business credit card. Business Insider Subscribe Newsletters ...

Applying for a credit card is usually easy and quick. But waiting for approval and for the physical card to arrive can take a little time. Although some credit cards offer instant approval and use… ...