Debt consolidation is a good idea if it helps you meet your financial goals, but not if you use it to free up revolving ...

Debt consolidation can be a strategic financial move, but its effectiveness depends on individual circumstances and choices. Recent insights highlight the use of home equity loans for this purpose.

WASHINGTON — Managing debt can be complicated. We sat down with a financial expert to look at the pros and cons of debt consolidation. Debt consolidation is a financial strategy that involves rolling ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

Credit card debt has become a massive issue for Americans over the last few years — and that problem is compounding rapidly, according to recent data. As of the fourth quarter of 2024, cardholders ...

If you’re dealing with high-interest debt, a low-interest credit card may provide an effective way to consolidate your debt and help you pay less interest. A low-interest credit card offers a lower ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

An example of good debt is a student loan used to pay for education that increases your earning potential or a mortgage for a ...

For many Americans, debt isn’t just a balance on a screen—it’s a daily weight. In a 2025 survey by financial services company JG Wentworth, it was found that nearly half of respondents worry about ...

(NewsNation) — Americans are spending more money on certain things like holiday shopping, data shows, even as inflation remains a top concern. Some are spending money they don’t have. Nearly one in ...

If you have multiple streams of debt, like high-interest credit cards, medical bills or personal loans, debt consolidation can combine them into one fixed monthly payment. Getting a debt consolidation ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...