Most lenders like a DTI ratio of not more than 35% or 36%. 1 Sometimes, mortgage lenders will still approve your loan if your DTI is up to 45% (or 50% for an FHA loan). 2 Your DTI ratio is too ...

Your debt-to-income (DTI) ratio is an important factor lenders look at when approving you for new credit. Here's what you need to know.