WalletHub data shows U.S. cities with the highest credit card debt, with Santa Clarita, Chula Vista and NYC leading the list.

Credit utilization accounts for a decent chunk of your credit score, so aim to use no more than 30% of your total available credit. There are ways to keep your utilization low and improve your score.

Visit americanexpress.com to learn more. Life is better with a good credit score. This three-digit number affects nearly every facet of your financial life and makes it easier to achieve important ...

As you repay your loan, the creditor reports your payments to the three main credit bureaus. This builds a positive payment history, a key component of your credit score calculations. Once you ...

Many or all of the products here are from our partners that compensate us. It’s how we make money ... influenced by compensation. The average credit score is 715. Older Americans have higher ...

You can also check out our list of best credit cards for alternative options. Your credit score can determine your ability to reach many of your financial goals, whether it's purchasing a house ...