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The default status stays on the credit report for years, making it difficult to get new credit. Hence, an individual must avoid default. If a default happens, the individual must take steps in ...

Here are 4 steps you can take to clean up your credit report so you can increase approval odds and receive the best rates on credit cards and loans.

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Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if your financial behavior changes because of job ...

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Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate ...

The CIC will remove the default status in the credit report and change the loan/credit card status to close. It may take a few days for the status to get updated in the credit report.