A charge-off is a debt that has gone continuously unpaid for a sufficient amount of time — usually around 120 to 180 days ...

The CIC will remove the default status in the credit report and change the loan/credit card status to close. It may take a few days for the status to get updated in the credit report.

Behind every lending decision lies your credit report—but there is more to it than lenders admit. Here's what you need to ...

Here are 4 steps you can take to clean up your credit report so you can increase approval odds and receive the best rates on credit cards and loans.

It is recommended to check your credit report at least once in a year. And if you happen to spot a mistake, it is important to get it rectified at the same time ...

A new study commissioned by i2c Inc., a global financial technology innovator, reveals that while nearly half of U.S. credit ...

Americans tidied up their household balance sheets to start 2025, cleaning up some credit card and auto loan debt, new data showed Tuesday. However, the debt outlook for millions of student loan ...